Thursday, February 11, 2021

RRSP or TFSA - How is This Even A Decision? In Canada's Overtaxed Environment (and to Become Worse), Should Be Maximizing Both!

 As quoted by Patricia Lovett-Reid, some are even forgoing an RRSP or TFSA top up to do what?... Pay down their mortgage(s)!?!?!? Utter personal finance nonsense! 

Canadians would rather use after tax dollars to pay down a sub-2.0% debt obligation rather than using those same funds to earn 5.0%, 8%, 12% (think a boring dividend paying stock such as BCE up to something more risky as a juicy dividend paying established pipeline)....TAX FREE!!!

Why is this even a decision?



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